General Merchandise/General Cargo (not including Brand New Furniture containing Glass)
Fine Arts Such as; Art Sculptures, Paintings, Framed Photos, Antiques, All Art Without Glass, etc. (If with glass the Fine Art Product is to be selected as ‘Glass & Fragile Goods’)
Heavy Machinery (Mobile & Static) Cranes & Earthmoving Equipment (not cars, trucks, motorcycles, mopeds, motored scooters, ATV vehicles)
Precision Instruments & Fragile Machinery
Computers & Software
Electronics(excluding mobile/cell phones)
Mobile/Cell Phones
Branded Goods
Bottled Products for Human Consumption (excluding Liquor)
Bottled Beverages containing Liquors
Non-Perishable Food
Frozen Foods
Frozen Meat
Chemicals & Hazardous Materials
Steel Sheets, Coils, Bars, Billets and the Like
Automobiles & Motorbikes
Yachts and Boats
Aircraft
Livestock
Household Goods and Personal Effects (this category for persons moving house)
HOUSEHOLD GOODS & PERSONEL EFFECTS SCHEDULE
We need to make sure you get the appropriate insurance cover your household goods & personal effects. In order to ensure that we do, please complete the following Goods & Effects Schedule which aims to specify each item and, the item’s value, that you wish to insure.
How to Value your Household Goods & Personal Effects:
It is in your interest to insure your Goods & Effects for Full Value
ITEM TYPE
NO. OF ITEMS
FULL VALUE IN AUD$ NZD$ USD$ GBP SGD$
Clothing/Linen -
Coats/Jackets
Suits
Dresses
Slacks/Trousers
Sweaters
Skirts
Shirts/Blouses
Sleepwear
Footwear
Socks/Hosiery
Ties/Scarves
Underwear/Lingerie
Sportswear
Sheets
Pillow Cases
Bedspreads/Quilts
Blankets
Miscellaneous Items -
Typewriters
Clocks
Bric-a-brac
Toys/Games
Food/Liquor etc
Computer Equip.
Sewing Machines
Sewing Supplies
Sports Equipment
Musical Instruments
Photo Equipment
Film/Video Tapes
Books
Records/Tapes
Paintings/Pictures
Bicycles
CHINA / GLASSWARE / SILVERWARE -
Chinaware
Glassware
Silverware
Dining Room Items -
Tables/Chairs
China Cabinets
Buffet
Lamps/Shades
Curtains/Rugs
Table Linen
Accessories
Living Room Items -
Lounge Suites
Chairs/Ottomans
Tables
Radios
T.V./Video Recorder
Stereo Equipment
Bookcases
Family Room / Study Items -
Chairs
Sofas
Desks
Bedroom Items -
Beds
Dressing Tables
Chests/Drawers
Mirrors
Wardrobes
Kitchen Items -
Electric Applicances
Cabinets
Dishwasher
Microwave
Crockery
Cutlery/Utensils
Pots/Pans
Bowls/Trays etc.
Refrigerator/Freezer
Laundry Items -
Washing Machine
Dryer
Iron/Ironing Board
Bathroom Items -
Toilet Articles
Medical Supplies
Towels etc.
Cabinets/Mirrors
Hairdryers/Razors
Garage/Shed Items -
Tools
Garden Tools
Lawn Mower
Outdoor Furniture
Total Value of Household Goods
OPTION A (Full Cover) For PROFESSIONALLY PACKED GOODS only
OPTION B (Restricted Cover) For OWNER PACKED GOODS and / or PROFESSIONALLY PACKED GOODS
Loss of or damage to the insured goods resulting from the following events - Note: This option B cover does not include accidental damage
'Exclusions' RISKS NOT COVERED BY OPTION A or B
If an Item is valued at $1000 but insured for $500. Cost of repairs is $600. The Insurers will pay $500 divided by $1000 x $600 = $300
Subject to full value being declared, if loss or damage occurs as a result of an insured risk, the Company will pay:
MOTOR VEHICLES are to be valued at the current market value at destination.